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No hidden fees, only pay back what youve agreed upfront proof of id, address and income. If youre accepted in principle, your local provident rep will call you. Theyll need to do an affordability assessment as part of the application process. This is to make sure that you can afford the weekly payments.
We dont charge late fees and theres no cost associated with repaying early. As you pay back your oakam loan, you can unlock better rates, bigger amounts and longer terms. Its our way of helping you build your credit profile over time.
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